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Investment / Digital landscape

Digital landscape

Internet access, download speeds, and financial inclusion. Read the insight →
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Internet users

% of population

MIXED VINTAGES

SEA-11 · Singapore is regional context, outside the peer five

Observation years vary; access and financial inclusion are separate measures.

Internet users: source, year and as_of by country
Country% of population
0100
YearSource & notes
Malaysia98.022024
World Bank WDI (ITU) IT.NET.USER.ZS · year 2024 · as_of 2026-09-06
Observation notes

Individuals using the Internet (% of population).

Original CSV value: 98.02.

Brunei96.302024
World Bank WDI (ITU) IT.NET.USER.ZS · year 2024 · as_of 2026-09-06
Observation notes

Individuals using the Internet (% of population).

Original CSV value: 96.3.

SingaporeRegional context · not a peer94.382024
World Bank WDI (ITU) IT.NET.USER.ZS · year 2024 · as_of 2026-09-06
Observation notes

Individuals using the Internet (% of population).

Original CSV value: 94.38.

Thailand90.872024
World Bank WDI (ITU) IT.NET.USER.ZS · year 2024 · as_of 2026-09-06
Observation notes

Individuals using the Internet (% of population).

Original CSV value: 90.87.

Vietnam84.152024
World Bank WDI (ITU) IT.NET.USER.ZS · year 2024 · as_of 2026-09-06
Observation notes

Individuals using the Internet (% of population).

Original CSV value: 84.15.

Indonesia72.782024
World Bank WDI (ITU) IT.NET.USER.ZS · year 2024 · as_of 2026-09-06
Observation notes

Individuals using the Internet (% of population).

Original CSV value: 72.78.

Cambodia68.482024
World Bank WDI (ITU) IT.NET.USER.ZS · year 2024 · as_of 2026-09-06
Observation notes

Individuals using the Internet (% of population).

Original CSV value: 68.48.

Philippines67.262024
World Bank WDI (ITU) IT.NET.USER.ZS · year 2024 · as_of 2026-09-06
Observation notes

Individuals using the Internet (% of population).

Original CSV value: 67.26.

Laos65.592024
World Bank WDI (ITU) IT.NET.USER.ZS · year 2024 · as_of 2026-09-06
Observation notes

Individuals using the Internet (% of population).

Original CSV value: 65.59.

Myanmar45.45†2020 · OLDER
World Bank WDI (ITU) IT.NET.USER.ZS · year 2020 · as_of 2026-09-06
Observation notes

Individuals using the Internet (% of population). Stale vintage (2020); conflict/data-quality caveat.

Original CSV value: 45.45.

Timor-Leste35.04†2021 · OLDER
World Bank WDI (ITU) IT.NET.USER.ZS · year 2021 · as_of 2026-09-06
Observation notes

Individuals using the Internet (% of population). Latest WDI observation 2021.

Original CSV value: 35.04.

Philippines highlighted. Bars start at zero; gaps have no bars. † marks older observations.

Mobile download speed

Median Mbps

OOKLA · SEP 2025

SEA-11 · Singapore is regional context, outside the peer five

September 2025 snapshot via World Bank IEP. Speed is separate from access.

Mobile download speed: source, year and as_of by country
CountryMedian Mbps
0194
YearSource & notes
Brunei194Sep 2025
Observation notes

Median mobile download (Mbps). Consistent SEA-11 vintage from WB IEP chart citing Ookla Speedtest Global Index Sep 2025.

Original CSV value: 194.

SingaporeRegional context · not a peer173Sep 2025
Observation notes

Median mobile download (Mbps). Consistent SEA-11 vintage from WB IEP chart citing Ookla Speedtest Global Index Sep 2025.

Original CSV value: 173.

Vietnam160Sep 2025
Observation notes

Median mobile download (Mbps). Consistent SEA-11 vintage from WB IEP chart citing Ookla Speedtest Global Index Sep 2025.

Original CSV value: 160.

Malaysia140Sep 2025
Observation notes

Median mobile download (Mbps). Consistent SEA-11 vintage from WB IEP chart citing Ookla Speedtest Global Index Sep 2025.

Original CSV value: 140.

Thailand130Sep 2025
Observation notes

Median mobile download (Mbps). Consistent SEA-11 vintage from WB IEP chart citing Ookla Speedtest Global Index Sep 2025.

Original CSV value: 130.

Philippines58Sep 2025
Observation notes

Median mobile download (Mbps). Consistent SEA-11 vintage from WB IEP chart citing Ookla Speedtest Global Index Sep 2025.

Original CSV value: 58.

Cambodia50Sep 2025
Observation notes

Median mobile download (Mbps). Consistent SEA-11 vintage from WB IEP chart citing Ookla Speedtest Global Index Sep 2025.

Original CSV value: 50.

Indonesia48Sep 2025
Observation notes

Median mobile download (Mbps). Consistent SEA-11 vintage from WB IEP chart citing Ookla Speedtest Global Index Sep 2025.

Original CSV value: 48.

Laos46Sep 2025
Observation notes

Median mobile download (Mbps). Consistent SEA-11 vintage from WB IEP chart citing Ookla Speedtest Global Index Sep 2025.

Original CSV value: 46.

Timor-Leste5Sep 2025
Observation notes

Median mobile download (Mbps). Consistent SEA-11 vintage from WB IEP chart citing Ookla Speedtest Global Index Sep 2025.

Original CSV value: 5.

Myanmar—GAP · not zero—
Observation notes

GAP: Myanmar mobile median not printed on WB IEP Sep 2025 Ookla chart; speedtest.net/global-index/myanmar returns 404. Do not invent.

Original CSV value: not supplied.

Philippines highlighted. Bars start at zero; gaps have no bars. † marks older observations.

Fixed broadband download speed

Median Mbps

OOKLA · SEP 2025

SEA-11 · Singapore is regional context, outside the peer five

September 2025 snapshot via World Bank IEP. Speed is separate from access.

Fixed broadband download speed: source, year and as_of by country
CountryMedian Mbps
0401
YearSource & notes
SingaporeFixed-speed ceiling · not a peer401Sep 2025
Observation notes

Median fixed broadband download (Mbps). Consistent SEA-11 vintage from WB IEP chart citing Ookla Speedtest Global Index Sep 2025. Live Global Index (Jun/Jul 2026) differs by month; TLS/MMR country pages missing on speedtest.net.

Original CSV value: 401.

Thailand265Sep 2025
Observation notes

Median fixed broadband download (Mbps). Consistent SEA-11 vintage from WB IEP chart citing Ookla Speedtest Global Index Sep 2025. Live Global Index (Jun/Jul 2026) differs by month; TLS/MMR country pages missing on speedtest.net.

Original CSV value: 265.

Vietnam264Sep 2025
Observation notes

Median fixed broadband download (Mbps). Consistent SEA-11 vintage from WB IEP chart citing Ookla Speedtest Global Index Sep 2025. Live Global Index (Jun/Jul 2026) differs by month; TLS/MMR country pages missing on speedtest.net.

Original CSV value: 264.

Malaysia157Sep 2025
Observation notes

Median fixed broadband download (Mbps). Consistent SEA-11 vintage from WB IEP chart citing Ookla Speedtest Global Index Sep 2025. Live Global Index (Jun/Jul 2026) differs by month; TLS/MMR country pages missing on speedtest.net.

Original CSV value: 157.

Philippines107Sep 2025
Observation notes

Median fixed broadband download (Mbps). Consistent SEA-11 vintage from WB IEP chart citing Ookla Speedtest Global Index Sep 2025. Live Global Index (Jun/Jul 2026) differs by month; TLS/MMR country pages missing on speedtest.net.

Original CSV value: 107.

Brunei84Sep 2025
Observation notes

Median fixed broadband download (Mbps). Consistent SEA-11 vintage from WB IEP chart citing Ookla Speedtest Global Index Sep 2025. Live Global Index (Jun/Jul 2026) differs by month; TLS/MMR country pages missing on speedtest.net.

Original CSV value: 84.

Cambodia48Sep 2025
Observation notes

Median fixed broadband download (Mbps). Consistent SEA-11 vintage from WB IEP chart citing Ookla Speedtest Global Index Sep 2025. Live Global Index (Jun/Jul 2026) differs by month; TLS/MMR country pages missing on speedtest.net.

Original CSV value: 48.

Laos48Sep 2025
Observation notes

Median fixed broadband download (Mbps). Consistent SEA-11 vintage from WB IEP chart citing Ookla Speedtest Global Index Sep 2025. Live Global Index (Jun/Jul 2026) differs by month; TLS/MMR country pages missing on speedtest.net.

Original CSV value: 48.

Indonesia41Sep 2025
Observation notes

Median fixed broadband download (Mbps). Consistent SEA-11 vintage from WB IEP chart citing Ookla Speedtest Global Index Sep 2025. Live Global Index (Jun/Jul 2026) differs by month; TLS/MMR country pages missing on speedtest.net.

Original CSV value: 41.

Myanmar28Sep 2025
Observation notes

Median fixed broadband download (Mbps). Consistent SEA-11 vintage from WB IEP chart citing Ookla Speedtest Global Index Sep 2025. Live Global Index (Jun/Jul 2026) differs by month; TLS/MMR country pages missing on speedtest.net.

Original CSV value: 28.

Timor-Leste6Sep 2025
Observation notes

Median fixed broadband download (Mbps). Consistent SEA-11 vintage from WB IEP chart citing Ookla Speedtest Global Index Sep 2025. Live Global Index (Jun/Jul 2026) differs by month; TLS/MMR country pages missing on speedtest.net.

Original CSV value: 6.

Philippines highlighted. Bars start at zero; gaps have no bars. † marks older observations.

Financial account ownership

% of people aged 15+

MIXED VINTAGES

SEA-11 · Singapore is regional context, outside the peer five

Observation years vary; access and financial inclusion are separate measures.

Financial account ownership: source, year and as_of by country
Country% of people aged 15+
0100
YearSource & notes
SingaporeRegional context · not a peer97.972024
Observation notes

Account ownership at a financial institution or mobile-money provider (% age 15+). Global Findex 2025 wave (survey year in year field).

Original CSV value: 97.97.

Thailand91.822024
Observation notes

Account ownership at a financial institution or mobile-money provider (% age 15+). Global Findex 2025 wave (survey year in year field).

Original CSV value: 91.82.

Malaysia88.692024
Observation notes

Account ownership at a financial institution or mobile-money provider (% age 15+). Global Findex 2025 wave (survey year in year field).

Original CSV value: 88.69.

Vietnam70.552024
Observation notes

Account ownership at a financial institution or mobile-money provider (% age 15+). Global Findex 2025 wave (survey year in year field).

Original CSV value: 70.55.

Indonesia56.332024
Observation notes

Account ownership at a financial institution or mobile-money provider (% age 15+). Global Findex 2025 wave (survey year in year field).

Original CSV value: 56.33.

Philippines50.182024
Observation notes

Account ownership at a financial institution or mobile-money provider (% age 15+). Global Findex 2025 wave (survey year in year field).

Original CSV value: 50.18.

Myanmar47.79†2021 · OLDER
Observation notes

Account ownership at a financial institution or mobile-money provider (% age 15+). Global Findex 2025 wave (survey year in year field). Myanmar excluded from 2025 LDB country tables; latest usable Findex/WDI observation 2021.

Original CSV value: 47.79.

Cambodia39.032024
Observation notes

Account ownership at a financial institution or mobile-money provider (% age 15+). Global Findex 2025 wave (survey year in year field).

Original CSV value: 39.03.

Laos37.652024
Observation notes

Account ownership at a financial institution or mobile-money provider (% age 15+). Global Findex 2025 wave (survey year in year field).

Original CSV value: 37.65.

Brunei—GAP · not zero—
World Bank Global Findex / WDI FX.OWN.TOTL.ZS · year not available · as_of 2026-09-06
Observation notes

GAP: Brunei and Timor-Leste not in Global Findex / Little Data Book 2025 country tables; no FX.OWN.TOTL.ZS observations.

Original CSV value: not supplied.

Timor-Leste—GAP · not zero—
World Bank Global Findex / WDI FX.OWN.TOTL.ZS · year not available · as_of 2026-09-06
Observation notes

GAP: Brunei and Timor-Leste not in Global Findex / Little Data Book 2025 country tables; no FX.OWN.TOTL.ZS observations.

Original CSV value: not supplied.

Philippines highlighted. Bars start at zero; gaps have no bars. † marks older observations.

Digital payments

% of people aged 15+

MIXED VINTAGES

SEA-11 · Singapore is regional context, outside the peer five

Observation years vary; access and financial inclusion are separate measures.

Digital payments: source, year and as_of by country
Country% of people aged 15+
0100
YearSource & notes
SingaporeRegional context · not a peer94.84†2021 · OLDER
Observation notes

Made or received a digital payment in the past year (% age 15+). Findex indicator g20.any. LDB 2025 marks 2024 digital-payment cells as unavailable (..*); using 2021 observation.

Original CSV value: 94.84.

Thailand82.752024
Observation notes

Made or received a digital payment in the past year (% age 15+). Findex indicator g20.any.

Original CSV value: 82.75.

Malaysia77.472024
Observation notes

Made or received a digital payment in the past year (% age 15+). Findex indicator g20.any.

Original CSV value: 77.47.

Vietnam62.382024
Observation notes

Made or received a digital payment in the past year (% age 15+). Findex indicator g20.any.

Original CSV value: 62.38.

Indonesia42.692024
Observation notes

Made or received a digital payment in the past year (% age 15+). Findex indicator g20.any.

Original CSV value: 42.69.

Philippines40.332024
Observation notes

Made or received a digital payment in the past year (% age 15+). Findex indicator g20.any.

Original CSV value: 40.33.

Myanmar39.91†2021 · OLDER
Observation notes

Made or received a digital payment in the past year (% age 15+). Findex indicator g20.any. Latest usable observation 2021 (not in 2025 LDB country tables).

Original CSV value: 39.91.

Cambodia32.302024
Observation notes

Made or received a digital payment in the past year (% age 15+). Findex indicator g20.any.

Original CSV value: 32.3.

Laos26.532024
Observation notes

Made or received a digital payment in the past year (% age 15+). Findex indicator g20.any.

Original CSV value: 26.53.

Brunei—GAP · not zero—
World Bank Global Findex g20.any · year not available · as_of 2026-09-06
Observation notes

GAP: No Findex digital-payment observation (BRN/TLS not surveyed).

Original CSV value: not supplied.

Timor-Leste—GAP · not zero—
World Bank Global Findex g20.any · year not available · as_of 2026-09-06
Observation notes

GAP: No Findex digital-payment observation (BRN/TLS not surveyed).

Original CSV value: not supplied.

Philippines highlighted. Bars start at zero; gaps have no bars. † marks older observations.

Mobile money accounts

% of people aged 15+

MIXED VINTAGES

SEA-11 · Singapore is regional context, outside the peer five

Observation years vary; access and financial inclusion are separate measures.

Mobile money accounts: source, year and as_of by country
Country% of people aged 15+
0100
YearSource & notes
SingaporeRegional context · not a peer56.472024
Observation notes

Mobile money account (% age 15+). Findex mobileaccount.t.d.

Original CSV value: 56.47.

Malaysia44.502024
Observation notes

Mobile money account (% age 15+). Findex mobileaccount.t.d.

Original CSV value: 44.5.

Thailand41.682024
Observation notes

Mobile money account (% age 15+). Findex mobileaccount.t.d.

Original CSV value: 41.68.

Vietnam38.722024
Observation notes

Mobile money account (% age 15+). Findex mobileaccount.t.d.

Original CSV value: 38.72.

Myanmar29.03†2021 · OLDER
Observation notes

Mobile money account (% age 15+). Findex mobileaccount.t.d. Latest usable observation 2021.

Original CSV value: 29.03.

Philippines28.802024
Observation notes

Mobile money account (% age 15+). Findex mobileaccount.t.d.

Original CSV value: 28.8.

Indonesia22.012024
Observation notes

Mobile money account (% age 15+). Findex mobileaccount.t.d.

Original CSV value: 22.01.

Cambodia16.892024
Observation notes

Mobile money account (% age 15+). Findex mobileaccount.t.d.

Original CSV value: 16.89.

Laos11.842024
Observation notes

Mobile money account (% age 15+). Findex mobileaccount.t.d.

Original CSV value: 11.84.

Brunei—GAP · not zero—
World Bank Global Findex mobileaccount.t.d · year not available · as_of 2026-09-06
Observation notes

GAP: No Findex mobile-money observation (BRN/TLS not surveyed).

Original CSV value: not supplied.

Timor-Leste—GAP · not zero—
World Bank Global Findex mobileaccount.t.d · year not available · as_of 2026-09-06
Observation notes

GAP: No Findex mobile-money observation (BRN/TLS not surveyed).

Original CSV value: not supplied.

Philippines highlighted. Bars start at zero; gaps have no bars. † marks older observations.

Key findings from this pack

  • Internet access, connection speed and financial inclusion measure different things.
  • PH mobile speed trails most peers; Indonesia is lower in the locked snapshot.
  • Ookla comparisons use September 2025 only.
  • Brunei and Timor-Leste lack Findex observations in the pack.

Methods & coverage

Access is not speed

Internet use measures the share of people online. Download speed measures performance among Speedtest observations. Neither measures the other. The peer five is PH / MY / TH / VN / ID; Singapore is regional speed context, not a peer. The Philippines trails most peers on mobile speed, but Indonesia is lower in this snapshot.

Ookla: September 2025 only

Both speed panels use the same September 2025 Speedtest Global Index snapshot, reproduced in World Bank Indonesia Economic Prospects December 2025 digital slides. The CSV year is 2025; the source and notes supply September. Live 2026 country pages are not fetched or mixed into this snapshot. Myanmar mobile speed is missing and remains a gap.

Financial inclusion and observation years

Account ownership, making or receiving digital payments, and mobile-money accounts are distinct Findex measures for people aged 15 and over. They overlap and must not be added together. Brunei and Timor-Leste have no Findex observations in the pack. Myanmar retains older Findex observations; Singapore’s digital-payments observation is also older. Each row displays its own source, year and as_of.

Internet-use estimates for Myanmar and Timor-Leste are stale and marked †. The CSV also includes mobile and fixed broadband subscriptions per 100 people. Subscriptions are not unique users: multi-SIM ownership can push mobile subscriptions above 100 per 100 people.

Precision and gaps

Percentage labels display two decimals; speed labels retain the supplied integer Mbps values. Bars use original numeric precision. Empty observations are shown as gaps, never zero. Downloads preserve the original CSV bytes.

Original gaps & vintage notes · Pack definitions

Use this research

Cite this page

ASEAN in Data (2026). Digital landscape in Southeast Asia. /topics/digital-landscape